I don’t know about you but we don’t have any trees with money growing on them. I keep looking out our back door but still no money trees. I know several of you will be attending the 918CouponQueens Black Friday Workshop tonight and will get great tips on how to save money this holiday season. I would like to back up a bit to make sure that you purchase things that you need and not just because it was a great deal.
Do you enjoy gift buying Christmas gifts, or do you find it stressful? How do you make sure you stay in your budget?
So many people have a gift closet or gift tote of over bought presents. I will tell you I am probably the worst offender when it comes to my boys. We will make a list, I will check it off and then I keep seeing “extra things” that I think the NEED to have, I ended over buying every year.
I realize if we all had the financial opportunity we would buy gifts for everyone down to the school crossing guard. Sometimes we have to make choices and maybe this year we need to cut back a little so that we are not overwhelmed with the credit card bills in January. This is going to require some planning and budgeting so you are not scrambling the week before Christmas and just buying something to buy it.
Take some time to sit down to make a gift list of everyone you might possibly want to give a gift too. I would suggest if you don’t have a money tree in your backyard, you put a $ amount by the person’s name so you can have a budget for your gifts. If you have budget of $1000 for everyone and your $ amount by each person is adding up to $1300, you need to do some trimming and I don’t mean the Christmas tree.
If you’re feeling overwhelmed by your list and budget, go ahead and choose the people that are most important to buy a gift for. Maybe this year you could bake cookies for some people on your list instead of buying a gift. You could ask your siblings if they would like to draw a names in place of everyone buying something for everyone to help save money. We used to buy for our sisters and brothers and found out that all we were doing was exchanging gift cards, now we just buy for our nieces and nephews.
Once you have your list written out and your budget in place, now is the time to put the 918CouponQueen's suggestions into action. Look for deals, coupons and rebates to save money. Save all of you receipts in one envelope marked Christmas gifts. Nothing is worse searching high and low for a receipt to find you have lost it and can not return the gift.
Do you enjoy gift buying Christmas gifts, or do you find it stressful? How do you make sure you stay in your budget?


